Account Verification Service API for Organisations
SurePay operates at the heart of Europe’s account verification infrastructure, connecting more than 250 banks and 20,000 organisations across the Netherlands, the UK, and the wider European market.
Processing millions of checks every day and billions to date, SurePay enables real-time account verification across EU and UK bank accounts, ensuring that every request returns a reliable answer instantly, regardless of where the account is held.
Embedded directly into payment flows, SurePay supports banks, Payment Service Providers and corporates in preventing fraud, reducing errors, and improving operational efficiency at scale.
About the Account Verification Service for Organisations
The Account Verification Service for Organisations utilizes a sophisticated routing mechanism to determine whether we can give the result based on our SurePay Community Database or whether we need to route the request to the EU or UK Database for verification.
The API offers various integration points within an organization's processes. It can be utilized directly for customer, supplier or partner onboarding or to verify account data during the acceptance phase. Additionally, it is valuable for verifying account details when they are modified, immediately before a payment is executed, or as a component of the fraud investigation process.
A visual representation of where the API can be integrated
How does it work?
The Account Verification Service API for Organisations is a check service. With valid input it will always give back a Match result based on the account number and name or company identifier. Our routing mechanism determines whether we can give the result based on our "SurePay Community Database" or whether we need to route the request to the EU or UK Database for verification.
In case of matching via our SurePay Community Database we have direct access to the data from banks, which also allows us to give a more rich response. In this case our own algorithm verifies the input details against the data as registered at connected banks and additional data sources, and returns the matching results in the response.
In case of matching via the EU or UK Database we rely on matching done by the responding bank or the partner representing that bank in the network. In this case, we may have less additional data to accommodate the match result.
We always look to improve the implementation experience of our customers, so if you have any questions or feedback on the documentation or the process, please let us know at info@surepay.nl.
A visual representation of how the Account Verification Service works