Offline dataprovisioning file specification

The SurePay Confirmation of Payee (CoP) solution requires the bank to provide account data to be able to respond to CoP requests. The solution matches the input name against the account name of that bank. The provided data consists of all known attributes of the account and of the account holder(s) that are relevant for the matching algorithm. The source within the bank is usually one or multiple CRM systems and alike, and the data includes amongst others the first name and last name in case of a personal account or the legal name and trade names in case of a business account.

The actual data is provisioned either via online provisioning or offline batch-oriented provisioning. In the case of online provisioning, the bank will need to provide a real-time and highly available service for retrieving account data per specific sort code and account number. In the case of batch-oriented provisioning, the bank will need to provide bulk data files on a daily basis that are stored by SurePay in a local datastore for fast retrieval.

The files on this page describe the technical specification of offline account data provisioning to SurePay. Based on this specification, the provider of the data should be able to deliver account data by providing a file over SFTP on a daily basis.